A monthly portfolio memo
The Compounding
Memo
Grow. Earn. Preserve.
Three model portfolios. Every position change explained in writing, every month — so you can agree with the reasoning, or argue with it.
What we own, and the reasoning behind it.
We look for toll-booth businesses — companies that collect a fee on activity that keeps growing whether the market is loud or quiet. Pricing power that doesn't require anyone's permission. Revenue that arrives on schedule, at almost no cost to serve the next customer.
That's the whole filter. It rules out most of what gets written about on any given day, and it leaves a short list worth holding for years.
Illustrative only — not a projection of results
Full weights and reasoning go to subscribers
Three strategies
No single portfolio
does all three jobs.
Growth, income, or protection. Subscribe to one, two, or all three — each arrives as its own memo.
Growth
Capital Appreciation
A concentrated portfolio of high-conviction equities — durable advantages, strong earnings trajectories, held for years rather than weeks.
$9.99 / month
View the memoIncome
Cash Flow
Built for dependable, growing income — sustainable yields, consistent payout growth, and disciplined position sizing.
$7.99 / month
View the memoProtection
Capital Preservation
For capital you can't afford to lose — staying ahead of inflation with lower volatility and real downside protection.
$2.99 / month
View the memoThe standard
Investing, not gambling.
What we do
- Research grounded in fundamentals
- Every position change shown and explained
- Thinking measured in years, not days
- Honest discussion of risk alongside opportunity
- Reasoning you can learn from
What we don't
- Chase meme stocks, hype, or trends
- Promise guaranteed or get-rich-quick returns
- Day trade, swing trade, or time the market
- Provide personalized investment advice
- Gamble with your financial future
If you want to know which penny stock will 10x by Friday, this isn't the place. If you want a disciplined way to build wealth over time, it is.
How it works
Simple, straightforward,
monthly.
Choose your memo
Pick the strategy that fits your goals. Subscribe to one, two, or all three.
Read the monthly issue
Updated weights, new analysis, performance tracking, and the reasoning behind every decision.
Track it between issues
Daily weighting updates and any intramonth changes, posted as they happen.
Invest on your terms
Use it as research and idea generation for your own decisions. Education and information — not personalized advice.
Ready to get started?
Choose the strategy that fits your goals and your next memo is on its way.