Scam & Fraud Awareness

01Our Official Communication Channels

Compounding Memo will only contact you through the following official channels:

Website: compoundingmemo.com
Email domain: @compoundingmemo.com
YouTube: youtube.com/@compoundingmemo
X: x.com/CompoundingMemo
Instagram: instagram.com/compoundingmemo
TikTok: tiktok.com/@compoundingmemo

Any other account claiming to be us — on these platforms or any other — is an impersonator.

We will never send you emails from free or consumer email providers such as:

• Gmail (@gmail.com)
• Yahoo Mail (@yahoo.com)
• Outlook / Hotmail (@outlook.com, @hotmail.com)
• AOL (@aol.com)
• iCloud (@icloud.com)
• Any other free email service

If you receive an email claiming to be from Compounding Memo that does not come from an @compoundingmemo.com address — or from one of the platform senders listed in Section 2 below — do not click any links and do not reply. It is not from us.

02How We Deliver Content

Legitimate subscription content from Compounding Memo may be delivered through the following services:

• Squarespace — for general communication and order confirmations. Typically seen as “The Compounding Memo <no-reply@squarespace.info>”
• Stripe — general payment processing purposes

These services send emails on our behalf and may show a sender address associated with their platform. However, the underlying content and branding will always reference Compounding Memo and compoundingmemo.com. If you are ever unsure whether a message is legitimate, contact us directly at contact@compoundingmemo.com before clicking any links.

03What Compounding Memo Will Never Do

We will never:

• Ask you for your password, login credentials, or account details via email, text, phone, or social media
• Ask you for your credit card number, bank account number, or Social Security number via email
• Ask you to send money via wire transfer, cryptocurrency, gift cards, or peer-to-peer payment apps (such as Venmo, Zelle, or Cash App)
• Ask you to invest in a specific security on our behalf or send us money to invest for you
• Contact you through social media direct messages to offer investment advice, stock tips, or exclusive deals
• Pressure you with urgent deadlines or threats to act immediately
• Offer guaranteed investment returns or risk-free profits
• Ask you to download software or grant remote access to your computer

04Common Scam Tactics to Watch For

Scammers may use the following tactics to impersonate Compounding Memo or other financial services:

• Phishing emails: Emails that look similar to ours but come from a different domain (e.g., @compounding-memo.com, @compoundingmemos.com, or any free email provider). Always check the sender’s email address carefully.
• Fake websites: Websites that mimic our branding but use a slightly different URL. Our only official website is compoundingmemo.com.
• Social media impersonation: Fake accounts on platforms like X (Twitter), Instagram, Facebook, Telegram, or Discord claiming to represent Compounding Memo and offering investment advice or exclusive deals.
• Urgency and fear: Messages that pressure you to act immediately, claim your account will be locked, or threaten consequences if you don’t respond right away.
• Too-good-to-be-true offers: Promises of guaranteed returns, risk-free investments, or exclusive opportunities not available on our official website.

05How to Verify a Communication

If you receive a message that claims to be from Compounding Memo and you are unsure whether it is legitimate, follow these steps:

• Check the sender’s email address. It should end in @compoundingmemo.com.
• Do not click any links in the message until you have verified the sender.
• Go directly to compoundingmemo.com by typing the URL into your browser rather than clicking a link in the email.
• Contact us at contact@compoundingmemo.com to verify the communication.
• If you believe the message is a scam, delete it immediately.

06What to Do If You Suspect a Scam

If you believe you have received a fraudulent communication claiming to be from Compounding Memo, or if you have encountered a fake website or social media account impersonating us:

• Report it to us: Forward the suspicious message to contact@compoundingmemo.com so we can investigate and take action.
• Report phishing: You can report phishing emails to the Federal Trade Commission (FTC) at reportfraud.ftc.gov, or forward them to the Anti-Phishing Working Group at reportphishing@apwg.org.
• Report fake social media accounts: Use the reporting tools provided by the social media platform to flag impersonation.

If you believe your personal or financial information has been compromised, contact your bank or financial institution immediately and consider placing a fraud alert on your credit file.

07A Note About Investment Scams

Compounding Memo is an educational newsletter service. We do not manage money, execute trades on your behalf, or guarantee investment results. If anyone contacts you claiming to represent Compounding Memo and offers to manage your money, trade on your behalf, or guarantee profits, it is a scam.

For more information about protecting yourself from investment fraud, visit the U.S. Securities and Exchange Commission (SEC) at investor.gov or the Financial Industry Regulatory Authority (FINRA) at finra.org.

08Contact Information

If you have questions about this Scam & Fraud Awareness page or need to report suspicious activity, you may contact us at:

Compounding Memo LLC
North Carolina, United States
Email: contact@compoundingmemo.com
Website: https://compoundingmemo.com